Christina Wilson-Freudenthal Joins "The Champagne & Parisi Team" of Lang Realty

The Champagne & Parisi Team of Lang Realty is extremely pleased to announce the newest member of their team, Christina Wilson-Freudenthal. Christina has specialized in the luxury real estate market for over 10 years and has personally sold over $100 Million dollars in real estate. She is highly knowledgeable with all types of real estate in the South Florida market including waterfront properties, luxury estates and country club communities. Having worked for some of the most prestigious developers in South Florida, she is highly experienced with buyers and sellers. Christina is well-respected by her clients and colleagues. Her patience and flexibility helps ensure meeting

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Rob Siemens Joins The Champagne & Parisi Team of Lang Realty

The Champagne & Parisi Team of Lang Realty is proud to announce that Rob Siemens, has joined their team. Rob is their newest addition to the team and brings a tremendous portfolio of projects that he has been involed with, including, The Polo Club of Boca Raton & Gleneagles in Delray Beach. "Rob is the type of agent that we are proud to have on the team with his unmatched reputation for being honest, ethical and a team player", said Caesar Parisi, Co-Owner of The Champagne & Parisi Team at Lang Realty.

About Rob

Rob Siemens is a successful real estate professional specializing in Country Club communities, Estate Homes and waterfront properties in Boca Raton and the surrounding areas for

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The Champagne & Parisi Team of Lang Realty is proud to announce the newest member of their team, Andrea Chang. Andrea joins the team with 12 years of  experience in the insurance industry. Andrea also has 3 children and is very familiar with the Boca Raton, Coconut Creek, Coral Springs, Parkland and surrounding communities. If you are in the market to buy or sell make sure to contact Andrea at 954-245-9388 or Andrea@BocaHome.com.

Offering Incentives To Sell Your Home

It’s a buyer’s market so you are competing with many other homes that are on the market right now including foreclosures and short sales. If you want to get your Boca Raton home to stand out from the competition, you might want to think about offering your buyer some incentives to purchase your home so they choose your home over the one across the street or the home next door.

Here are a few ideas to entice buyers:

Offering to pay the buyer’s closing costs up to 6%. Have your agent check with the buyer’s lender to make sure this in acceptable to them and is in compliance with their loan guidelines. Title and closing costs can add up to quite a bit so if you offer to pay some or all the buyer’s costs, that may

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Selling Your Boca Raton Short Sale

 

Here are some useful tips for Boca Raton sellers to increase your chances of a successful short sale:

 

Use a Boca Raton Short Sale Realtor

An experienced Boca Raton short sale Realtor understands the short sale process and can assist you with attracting the right buyer by marketing your home to serious and qualified cash buyers who are looking for investment opportunities. The Realtor will explain the short sale process to the buyer and keep them up to date on the status of the transaction to make sure they are truly committed to waiting for a response from your lender and closing the deal.

Price Home Properly

Because your Realtor understands the market conditions in your Boca Raton neighborhood,

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Please join the Boca Home Team in wishing Claude Champagne many more years of continued success! 

Today, Claude Champagne proudly celebrates his 25th year as one of Boca Raton’s prominent Realtors!  We congratulate him and wish him many more years of opulence and success!

 “The Champagne and Parisi Team”

 

 

New Risk Retention Rules Could Affect Boca Raton Borrowers

The FDIC, the Federal Reserve and several other federal regulatory agencies have proposed a new credit risk retention rule that would waive the 5% risk retention rule under Section 941 of the Dodd Frank law on qualified mortgages by requiring the borrowers to make a 20% down payment. Under the new rule, when making a non-qualified loan, lenders must retain a 5% ownership when the mortgages are packaged and sold to investors. Banks would have to have more capital for these non-qualified loans which means higher costs passed on to non-qualified loan borrowers. Borrowers who are unable to come up with the 20% down payment may not even qualify for a loan. The National Association of Realtors and

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Are you interested in renovating your Home?

Estimating Rehabbing Costs

With so many great foreclosure and short sale opportunities available right now, many investors and buyers are taking advantage of Boca Raton distressed properties that need rehabbing. If you can do the work yourself, you will save a bundle of dollars. Not every foreclosure needs a total extreme makeover because there are some luxury Boca Raton REO’s that just needs cosmetic repairs such as painting, changing flooring and lighting.

The Best Ways to Use Rehab Dollars

Follow the 1:3 rule. For every dollar you spend, you get $3.00 back. Certain repairs will net you a higher rate of return such as rehabbing kitchens and baths. If you cannot do the work yourself, ask your Boca

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Before you buy a home in Boca Raton Florida, you should obtain a copy of your credit report and review it for mistakes. Common mistakes occur all the time on credit reports, and they can end up lowering your credit score substantially. Lenders are requiring higher minimum credit scores these days. If you have a score over 700, you will receive the best interest rates. Scores below 500 will not qualify you for home loan or even a car loan. Your creditors report your credit history to the three major credit Bureaus - Experian, Equifax, and TransUnion. You can order a free annual report from all three agencies so you can review it for accuracy and dispute mistakes and errors. Here are some negative items and errors that you should look for so you can dispute

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Are You Ready for SOME FOOTBALL! Some F.A.U. FOOTBALL!

It’s Back Home, in Boca Raton
        FAU will soon be unveiling their highly anticipated and long awaited new football stadium! The Home Season Opener will take place on Saturday, October 15, 2011! This high-tech stadium seats 30,000 and will consist of 24 suites, 26 loge boxes, 4 level press boxes, 1,000 outdoor premier club seats & 4,000 plus priority club seats. Impressive, you bet it is however, there is a bit more; an air-conditioned indoor 8,000 square-foot premier club, a 16,000 square-foot outdoor priority club and wider premium seats for added comfort! Oh, and let’s not forget the south end zone, this area is reserved for band members and students alone. 
Needless…